San Tan Valley Short Sale & Foreclosure Help

San Tan Valley at a glance

• Population: 115,000+
• Median home value: ~$450,000
• County: Pinal County
• ZIP codes I cover: 85140, 85143
• Neighborhoods: Johnson Ranch, Circle Cross Ranch, Copper Basin, Castlegate, Pecan Creek South, Skyline Ranch

Why San Tan Valley matters for your short sale

Unincorporated Pinal County community — short sales here run through Pinal County's Recorder's Office. The 91-day ARS §33-808 clock applies exactly the same as Maricopa County. Heavy tract-home market with newer construction and high first-time-buyer concentration.

The San Tan Valley short sale process

1. Free call. 15 minutes to understand your situation and options.
2. Listing. I list the home and market it aggressively to San Tan Valley-area buyers.
3. Offer. We accept a qualified offer — usually within 30 days.
4. Lender package. I submit your hardship documentation and offer to the lender.
5. Negotiation. I push the lender toward approval and a full deficiency release.
6. Close. You sign, the home transfers, and you walk away clean.

Arizona laws that protect you

Arizona is a non-judicial foreclosure state, meaning most lenders foreclose through a trustee's sale under Arizona Revised Statutes Title 33. Two laws matter most:

• ARS §33-808 — requires at least 90 days between a Notice of Trustee's Sale and the auction. That's your window to act.
• ARS §33-814 — Arizona's anti-deficiency statute protects qualifying owner-occupied homeowners from being pursued for the difference after foreclosure or short sale.

This page is educational and not legal advice. Talk to a real estate attorney for your specific situation.