Hi, I'm Ryan Melville.

Why short sales specifically

Short sales are one of the few real estate transactions where the agent's negotiation matters more than anything else. The lender's approval — the price, the fees, and (most importantly) whether the deficiency gets forgiven — all turn on how hard and how well the file gets pushed.

I've seen homeowners lose tens of thousands because an agent who "does short sales sometimes" didn't catch a missing deficiency release or missed a Fannie Mae guideline. That's why I specialize — not dabble.

How I work

• Every file, every day. I push short sale files daily, not weekly. Most lenders respond to the squeaky wheel — I make sure we're it.
• Deficiency release in writing. Non-negotiable on every short sale I close.
• You talk to me, not an assistant. From the first call to the closing table.
• Realistic expectations up front. If a short sale won't work for you, I'll tell you on the first call and point you to who can help.

Where I work

I focus on the Phoenix metro area — all of Maricopa County plus the fast-growing Pinal County cities of Maricopa, Queen Creek, and San Tan Valley. If you're outside that area, I'll refer you to a trusted short sale specialist in your market.

Beyond the transaction

A short sale is stressful — I know that. My job isn't just to close a file. It's to make sure you walk away with your credit intact, no remaining debt, a clear head about what's next, and referrals to a CPA and attorney if you need them. I've done this enough times to know the emotional and financial weight this carries, and I don't take it lightly.